Auto Collision - Insurance Companies Will Fix Your Car With Used Parts!

If you are in an automobile collision, forget who is to blame for one minute. The company d & 39; insurance will try to repair your car with used parts. They will not try, I & 39; was too kind. They will fix your car with used parts! How can this be legal? I think that is very unfair & 39; but yet it is perfectly legal. The insurance companies are & 39; around the & 39; America cost cutting and fixing cars with parts cheaper. Forget the original manufactured parts you get some beautiful parts of Taiwan. Qu & 39; is it & 39; s it & 39; there is not available? You will get a nice form part recycled junk yard!
In other words, your BMW will not & 39; n parts of origin & 39; BMW, it will get something of lesser quality. Adjusters will argue that the party used, second-hand parts, re-manufactured parts Original Equipment Manufacturer (OEM), and / or after market parts are as good, if not better than the original. I think & 39; is a hatred questionable claim.
I this report is very "normal" for all insurance companies & 39;. Your carrier and the carrier of the person that hit you will do the same thing. They prices cheaper parts to repair your car. It & 39; s worse. L & 39; insurer also make sure you & 39; n not go to the dealership for repairs. You must go to a shop that has " reasonable and necessary " rate of the labour-& 39; work. & 39; The insurance companies argue that the hourly rate of distribution is much higher the average body in your area & 39; and that it is therefore unreasonable. They need only reasonable expenses, which will be holding the bag. It & 39; not important that you have the automatic collision and comprehensive coverage. The company d & 39; insurance will fight you over this.
How can they be content with that? The & 39; insurance companies are very good litigants and lobbyist. The theory is that insurance companies & 39; you must return " put you in the position you were before the accident & 39;. " They argue that, at the time of & 39; accident, you had a vehicle " d & 39; opportunity " (unless you conducted outside the lot). Since your car is used, then your parts are used. Therefore, they only pay for used parts. If none of used parts are available, then they will allow " " new pieces, but only OEM parts (made in countries outside the United States).
So what are your recourse? How can you protect yourself? & 39; C is the & 39; one is a hard to beat because most lawyers are not & 39; s involved in a collision automotive & 39; n implies not some sort of injury. So, you will have to fight for yourself. You can do two things. You could pay for the difference between the second-hand parts that the company & 39; d assurances wants to buy parts of & 39; origin and that you need. You also have to pay for the difference between the hand-d & 39; work rates.
You can also request a letter of guarantee directly from the insurance company of & 39;. The letter of guarantee is a document where the insurance company d & 39; s & 39; commits to repair your car in case you have problems with the parties and / or hand d & 39 ; out of the bodywork. The damage must be directly related to self-& 39; collision in question. The & 39; insurance companies will try to look on & 39; other direction when you ask this letter. They will tell you directly to ask the bodywork. Do not let them do that. You want guarantees of the company form of & 39; insurance. They are the ones who tell you that these parts are as new. If you ask, and you are strong, you could make to give you the best written warranties.
All, Hector Quiroga Copyright www.auto-insurance-claim advice.com
Hector Quiroga has a great interest in helping consumers buy & 39; knowledge of the automotive Process d & 39; insurance claims for property damage and bodily injury claims. It covers in detail what & 39; is a car accident and investigation has to share a few helpful hints for dealing with & 39; insurance companies and adjusters. carla colette



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